:root{--navy:#07121b;--navy2:#0c1c29;--deep:#102330;--gold:#d6b38a;--cream:#f1ece4;--white:#f9f6ef;--muted:#b9c6ca;--font:'Avenir Next','Segoe UI',Arial,sans-serif;--serif:'Iowan Old Style',Baskerville,'Palatino Linotype',Georgia,serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--navy);color:var(--white);font:17px/1.7 var(--font);-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button{font:inherit}img{display:block;max-width:100%}::selection{background:var(--gold);color:var(--navy)}:focus-visible{outline:2px solid var(--gold);outline-offset:4px}.wrap{width:min(1320px,calc(100% - clamp(36px,7vw,140px)));margin:auto}.skip{position:absolute;top:-100px;left:18px;background:#fff;color:#07121b;padding:10px;z-index:1000}.skip:focus{top:12px}.masthead{height:80px;display:flex;align-items:center;justify-content:space-between;padding:0 clamp(20px,3.8vw,74px);gap:20px;position:sticky;top:0;background:rgba(7,18,27,.97);z-index:200;border-bottom:1px solid #ffffff25;backdrop-filter:blur(15px)}.brand img{width:248px;height:auto;max-height:69px;object-fit:contain}.mainnav{display:flex;align-items:center;gap:clamp(12px,1.5vw,28px)}.navlink{font-size:16px;font-weight:650;white-space:nowrap;color:#eef0ef;transition:color .2s}.navlink:hover,.navlink[aria-current="page"]{color:var(--gold)}.phone{font-weight:700;font-size:17px;white-space:nowrap}.phone span{color:var(--gold);margin-right:8px}.navtools{display:flex;align-items:center;gap:18px}.menu-toggle{display:none;background:transparent;border:1px solid #ffffff60;color:#fff;padding:10px 16px;font-size:14px;cursor:pointer}.mobile-nav{display:none;background:var(--navy2);padding:15px 23px 28px;border-bottom:1px solid #ffffff22}.mobile-nav.open{display:flex;flex-direction:column}.mobile-nav a{padding:12px 3px;border-bottom:1px solid #ffffff20;font-size:17px}
.eyebrow{color:var(--gold);font-size:clamp(15px,1.12vw,18px);line-height:1.4;font-weight:750;letter-spacing:.13em;text-transform:uppercase}.eyebrow:after{content:'';display:inline-block;height:1px;width:55px;background:var(--gold);margin:0 0 5px 22px}.eyebrow.on-light{color:#92714c}.eyebrow.on-light:after{background:#92714c}.serif{font-family:var(--serif);font-weight:400;letter-spacing:-.045em;line-height:1.04}.serif em{color:var(--gold);font-weight:400}.button{display:inline-flex;align-items:center;justify-content:center;gap:16px;min-height:55px;border:1px solid var(--gold);background:var(--gold);color:var(--navy);padding:13px 22px;font-size:16px;line-height:1.4;font-weight:700;transition:background .2s,transform .2s}.button:hover{transform:translateY(-2px);background:#efd5b2}.button.outline{background:rgba(5,13,19,.35);border-color:#e9d6bb92;color:#fff}.button.outline:hover{background:#e9d6bb;color:var(--navy)}.buttons{display:flex;flex-wrap:wrap;gap:12px}.backlink{display:inline-flex;align-items:center;gap:10px;color:#d2d8d9;font-size:15px;margin-bottom:35px}.backlink:hover{color:#fff}
.detail-hero{position:relative;min-height:650px;display:flex;align-items:center;isolation:isolate;overflow:hidden;background:#091923}.detail-hero>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:var(--image-pos,center);z-index:-3;opacity:.92}.detail-hero:before{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#07121bfd 0%,#07121bef 29%,#07121bbe 50%,#07121b1b 85%),linear-gradient(0deg,#07121b8e,transparent 46%);z-index:-2}.detail-hero:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,transparent,#07121b10);z-index:-1}.detail-hero .wrap{padding-block:66px 86px}.detail-hero .introblock{max-width:820px}.detail-hero h1{font-size:clamp(52px,6vw,90px);margin:22px 0 24px;max-width:790px}.detail-hero p{font-size:clamp(18px,1.4vw,21px);color:#e5e8e7;line-height:1.75;max-width:680px;margin:0 0 32px}.detail-hero .eyebrow{max-width:95%}
.section{padding:clamp(68px,8vw,120px) 0}.section h2{font-size:clamp(43px,4.5vw,68px);margin:18px 0 20px}.section p{margin:0 0 20px}.section.light{background:var(--cream);color:#17222b}.section.light .soft{color:#495b63}.section.dark{background:#0b1a26}.section.deeper{background:#07121b}.intro-grid{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(290px,.66fr);gap:clamp(35px,6vw,90px);align-items:start}.intro-main{max-width:760px}.intro-main>p{font-size:18px;line-height:1.9;color:#46545d}.intro-side{border-left:1px solid #b49a79;padding:9px 0 9px 30px;margin-top:72px}.intro-side .side-label{font-weight:750;font-size:15px;letter-spacing:.13em;text-transform:uppercase;color:#8c6c49;margin-bottom:13px}.intro-side p{font-size:19px;line-height:1.8}.inline-link{display:inline-flex;align-items:center;gap:12px;color:#9a784e;font-weight:700;font-size:16px}.inline-link:hover{color:#6e4924}
.section-head{max-width:840px;margin-bottom:42px}.section-head p{color:#bdc9cb;font-size:18px;line-height:1.85}.benefit-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border-top:1px solid #c6aa864b;border-left:1px solid #c6aa864b}.benefit{min-height:235px;padding:31px 28px;border-right:1px solid #c6aa864b;border-bottom:1px solid #c6aa864b}.benefit .gold-dash{width:30px;height:2px;background:var(--gold);margin-bottom:30px}.benefit h3{font:400 clamp(24px,2vw,31px)/1.13 var(--serif);margin:0 0 17px}.benefit p{font-size:16px;line-height:1.76;color:#c7d1d2}.process-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.process-step{border-top:1px solid #ab916e;padding:28px 12px 5px 0}.process-step h3{font:400 clamp(25px,2.2vw,32px)/1.19 var(--serif);margin:10px 0 12px}.process-step p{font-size:17px;color:#46545d;line-height:1.8}.mini-label{font-size:13px;color:#90724e;letter-spacing:.16em;font-weight:800;text-transform:uppercase}.detail-notes{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}.note-list{margin:0;padding:0;list-style:none;display:grid;gap:0}.note-list li{font-size:18px;line-height:1.6;padding:17px 0 17px 23px;border-bottom:1px solid #b8c5c62b;position:relative}.note-list li:before{content:'+';position:absolute;left:0;color:var(--gold);font-weight:bold}.faq-grid{display:grid;grid-template-columns:.8fr 1.4fr;gap:75px}.faq details{border-top:1px solid #ffffff3b;padding:20px 0}.faq details:last-child{border-bottom:1px solid #ffffff3b}.faq summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:18px;font-size:19px;font-weight:650;line-height:1.55}.faq summary:after{content:'+';color:var(--gold);font-weight:400;font-size:28px}.faq details[open] summary:after{content:'−'}.faq summary::-webkit-details-marker{display:none}.faq p{font-size:17px;line-height:1.85;color:#bfcbce;margin:12px 0 6px;max-width:740px}
.related-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.related-card{min-height:245px;position:relative;overflow:hidden;display:flex;flex-direction:column;justify-content:flex-end;border:1px solid #ffffff42;isolation:isolate;padding:25px}.related-card img{position:absolute;z-index:-2;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .6s}.related-card:before{content:'';position:absolute;inset:0;z-index:-1;background:linear-gradient(0deg,#07121bf0,#07121b69 54%,#07121b30)}.related-card:hover img{transform:scale(1.055)}.related-card h3{font:400 30px/1.14 var(--serif);margin:0 0 11px}.related-card span{color:var(--gold);font-size:15px;font-weight:700}.cta-band{background:#cfb08b;color:#07121b;padding:58px 0}.cta-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:28px}.cta-band h2{font:400 clamp(36px,3.8vw,58px)/1.08 var(--serif);margin:0 0 13px}.cta-band p{font-size:18px;margin:0}.cta-band .button{background:#07121b;color:#fff;border-color:#07121b}.cta-band .button:hover{background:#19303d}.cta-band .button.outline{background:transparent;color:#07121b;border-color:#07121b}
.footer{padding:70px 0 26px;background:#07121b}.footer-grid{display:grid;grid-template-columns:1.65fr 1fr 1fr 1.1fr;gap:42px}.footer .brand img{width:min(305px,100%)}.footer p{color:#bfcacc;font-size:16px;line-height:1.8;max-width:350px}.footer h3{font-size:18px;letter-spacing:.05em;margin:2px 0 23px}.footer address{font-style:normal;color:#c9d0d0;font-size:16px;line-height:1.95}.footer ul{list-style:none;padding:0;margin:0}.footer li{margin:9px 0}.footer li a{color:#bec8c9;font-size:16px;line-height:1.5}.footer a:hover{color:var(--gold)}.footer-bottom{margin-top:65px;border-top:1px solid #ffffff29;padding-top:23px;display:flex;gap:20px;justify-content:space-between;color:#aebbbc;font-size:14px}.footer-bottom a{text-decoration:underline;text-decoration-color:#fff6;text-underline-offset:5px}
.floating-call{display:none} 
@media(max-width:1150px){.mainnav{gap:13px}.navlink{font-size:14px}.brand img{width:220px}.phone{font-size:15px}.benefit-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:960px){.mainnav{display:none}.menu-toggle{display:block}.phone{font-size:16px}.detail-hero h1{max-width:600px}.detail-hero:before{background:linear-gradient(90deg,#07121bfd 0%,#07121beb 38%,#07121b80 75%),linear-gradient(0deg,#07121b6f,transparent 55%)}.intro-grid,.detail-notes,.faq-grid{grid-template-columns:1fr;gap:25px}.intro-side{margin-top:0}.process-grid{grid-template-columns:1fr;gap:8px}.related-grid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){body{font-size:16px}.wrap{width:calc(100% - 38px)}.masthead{height:73px;padding:0 19px}.brand img{width:199px;max-height:54px}.phone{display:none}.mobile-nav{position:sticky;top:73px;z-index:190}.detail-hero{min-height:650px}.detail-hero .wrap{padding-block:38px 64px}.backlink{margin-bottom:45px}.detail-hero h1{font-size:clamp(47px,10.7vw,68px);margin:18px 0 20px}.detail-hero p{font-size:17px;line-height:1.75}.detail-hero>img{object-position:center center}.detail-hero:before{background:linear-gradient(90deg,#07121bed,#07121baf),linear-gradient(0deg,#07121bdc,#07121b1c 65%)}.eyebrow{font-size:14px;letter-spacing:.075em}.eyebrow:after{width:25px;margin-left:10px}.section{padding:66px 0}.section h2{font-size:clamp(41px,10vw,58px)}.intro-main>p{font-size:17px}.intro-side p{font-size:18px}.benefit-grid{grid-template-columns:1fr}.benefit{min-height:unset;padding:27px 21px}.benefit h3{font-size:29px}.related-grid{grid-template-columns:1fr}.related-card{min-height:215px}.faq summary{font-size:18px}.cta-band{padding:44px 0}.cta-band .wrap{flex-direction:column;align-items:stretch}.cta-band .buttons{flex-direction:column}.cta-band .button{width:100%}.footer-grid{grid-template-columns:1fr;gap:27px}.footer-bottom{flex-direction:column;margin-top:38px}.floating-call{display:flex;align-items:center;justify-content:center;position:fixed;bottom:0;left:0;right:0;z-index:250;background:#d6b38a;color:#07121b;min-height:49px;font-weight:800;font-size:16px;box-shadow:0 -8px 24px #07121b55}body{padding-bottom:49px}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}

/* Detail pages v2: photo-led, composed at banner aspect ratio from original imagery. */
.detail-hero>img{width:100%;height:100%;object-fit:cover;object-position:center center;opacity:1}
.detail-hero:before{background:linear-gradient(90deg,rgba(7,18,27,.84) 0%,rgba(7,18,27,.60) 29%,rgba(7,18,27,.06) 74%)}
.detail-hero:after{background:linear-gradient(0deg,rgba(7,18,27,.25),transparent 35%)}
.insight-section{background:#10212c;color:#f2f0ed}
.insight-intro{display:grid;grid-template-columns:1.05fr .95fr;align-items:end;gap:clamp(24px,5vw,90px);margin-bottom:52px}
.insight-intro h2{max-width:760px;margin:16px 0 0;font-size:clamp(40px,4.3vw,65px)}
.insight-intro>p{font-size:18px;line-height:1.82;color:#c7d2d3;margin:0;max-width:630px}
.insight-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:19px}
.insight-card{background:#07151f;border:1px solid rgba(211,179,139,.27);padding:31px 29px 34px;min-height:270px}
.insight-card .insight-rule{background:var(--gold);width:36px;height:2px;margin-bottom:26px}
.insight-card h3{font:400 clamp(24px,2.25vw,30px)/1.16 var(--serif);margin:0 0 15px}
.insight-card p{font-size:16.5px;line-height:1.81;color:#c6d1d2;margin:0}
.insight-note{border-top:1px solid rgba(211,179,139,.35);padding-top:27px;margin-top:28px;display:grid;grid-template-columns:185px 1fr;gap:28px}
.insight-note-title{font-size:13px;letter-spacing:.11em;font-weight:800;color:var(--gold);white-space:nowrap}
.insight-note p{font-size:16px;line-height:1.8;color:#c4d0d1;margin:0;max-width:850px}
@media(max-width:960px){.insight-intro{grid-template-columns:1fr;gap:20px}.insight-grid{grid-template-columns:1fr 1fr}.insight-note{grid-template-columns:1fr;gap:8px}}
@media(max-width:640px){.detail-hero>img{object-position:67% center}.detail-hero:before{background:linear-gradient(90deg,rgba(7,18,27,.86),rgba(7,18,27,.57)),linear-gradient(0deg,rgba(7,18,27,.65),transparent 60%)}.insight-intro{margin-bottom:26px}.insight-intro>p{font-size:17px}.insight-grid{grid-template-columns:1fr}.insight-card{min-height:unset;padding:24px}.insight-card p{font-size:16px}.insight-note{margin-top:26px;padding-top:24px}}

/* Correct stacking: images stay above the section background, under overlays and text. */
.detail-hero>img{z-index:0}
.detail-hero:before{z-index:1}
.detail-hero:after{z-index:2}
.detail-hero>.wrap{position:relative;z-index:3}